Enable Impact brings accredited investors and social entrepreneurs together to get projects with an environmental or social benefit off the ground. The aim is to provide a means for those projects that can help solve global problems find investors specifically interested in funding these types of programs, instead of investing in something purely for profit.

Additional Info

  • Investment required? Yes
  • Need Experience? No
Published in Investing

Housers brings investors together to buy property in prime locations and then earn a healthy return on their investment through rental income and/or sale of the property.

Housers claim that you get the benefits real estate investment without all the administrative and legal headaches that normally go with buying a house. They search for properties under market value that will provide a good return on investment and the chosen properties are listed on the website with details.  Each property has its own forum where users, investors and developers can discuss the progress of each project.

Who can invest?

Both local and international investors are welcome except for a handful of restricted countries including Afganistán, Angola, Argelia, Corea, Ecuador, Guayana, Indonesia, Iraq, Irán,  Lao PDR, Myanmar, Panamá, Papua Nueva Guinea, Siria, Sudán o Yemen. You will need a NIE (identification number) if you are not resident in Spain. You can ask for it at your local consulate or Housers will help you with the process.

Level of investment

Housers recommends you invest at least 1000 euros in each project but the minimum level of investment is just 100 euros.

How does it work?

Funds are paid into the payment processor LemonWay and are blocked until 100% of the funding needed to buy a property is reached. If the total is not reached, the funds are returned to your account. 

Fees

Housers does not charge any setup fees and only charges if you earn any profit, from which they will deduct 10% commission and admin fees. If you don't earn any profit, you pay nothing.

Payments

You will receive your profits in the form of dividends. If the property is rented you receive dividends each month, and profits from a sale upon completion of the sale.

At the time of writing the website is only in Spanish, but I am sure that will change in the future!

 

Additional Info

  • Type Investment
  • Eligibility International
  • Investment required? Yes
  • Need Experience? No
Published in Investing

CrowdFunder is a one-stop shop for both entrepreneurs and investors. Entrepreneurs have a platform for raising funds from angels investors, venture capitalists, the Crowdfunder investor network and even family and friends.  For the investor, they have access to new and interesting deals to add to their investment portfolio. 

Entrepreneurs

  • Create an online profile
  • Crowdfunder matches you with potential investors
  • Investors review your offer and make you a deal

The free plan alllows you to create your company profile, network with investors and learn from the Crowdfunder knowledge. You also have the option of upgrading to the Fundraising Pro Plan which costs $399 for six months. With this you get:

  • The ability to raise unlimited funding
  • Tools for fundraising
  • Access to the investor CRM
  • A fundraising profile

Use Crowdfunder to attract serious investors and have the option to offer shares in your company and make your profile more attractive.

 

Additional Info

  • Investment required? Yes
Published in Investing

Abundance is a peer-to-peer invesmtent portal that gives members the opportunity to fund projects which have a positive effect on society and the environment. You can start with as little as £5 and they offer returns of 6-9% with the possibility of earning a long-term income and using the investments as an alternative pension investment.

Investments are a risk, so with such low entry levels you can afford to spread this risk across several different projects. On the offer page they have a tool to calculate your returns so you can see how much you would earn each year on your investment. The more you invest, the greater your return, however, you should never invest more than you can afford. If £5 is all you have available, start with that and add more when you can.

The Abundance focus is not about making millions, but a collaborative effort increasing availability of renewable energy in the UK, helping schools and communities save money on their bills, while giving investors a fair return on their deposits.

Abundance offers long-term investments over 15-20 years, making them an option for those looking for future payouts for important life events like retirement or university. If you need access to your money before the term is up, you can sell your debentures at any time.

Payments

Capital and interest is paid every six months at which point you can choose to withdraw the money or reinvest it. They also offer an Abundance SIPP so you can set up a pension income.

Fees

There are no charges for investing in Abundance projects but if live outside the UK you may be charged for withdrawing money to overseas.

Eligibilty

Anyone over 18, resident in the UK or the EU - not available to US residents.

 

 

 

 

 

 

Additional Info

  • Type Investment
  • Eligibility Europe, UK
  • Investment required? Yes
Published in Investing

"We make it possible to invest in real estate."

Fundrise organises crowdfunding for real estate developers and offers investors a way to get started in real estate at a very low entry level. This opens up a very profitable income stream to everyone instead of limiting it to those with greater buying power.
 
Investments start from a minimum of $100, with an estimated return of approximately 12-14%.  You choose the properties you want to invest in and as an investor you will get dividend payment plus  profits from any increase in value in the property.
 
Getting Your Money Back
 
Fundrise offers investments between 1-5 years so you can choose how long you want to commit to.  They say they only accept 5% of applications after a strict selection process by real estate experts, so your investment is not going to fund every random developer who applies for funding.
 
Not only can you get a great return on your investment, on a social level, you can help fund and support schemes in your local area. 
 

Starting investing in Real Estate at www.fundrise.com

 
 

Additional Info

  • Type Online
  • Eligibility International
  • Investment required? Yes
  • Need Experience? No
Published in Investing
Sunday, 14 July 2013 12:14

Bank to the Future


Crowdfinancing, CrowdInvesting, and CrowdLending for Inventors, Businesses & Investors

 

Bank to the Future helps those struggling to get financial backing from traditional credit institutions, by using the power of crowdfunding. In 2012 they received the British Innovation Award and received support from Sir Richard Branson.

Crowdfund

  • Smaller projects or projects just getting off the ground can combine their launch with marketing, creating and financing.

CrowdInvestment

  • Companies can offer shares in their business to raise finance from investors.

CrowdLoan

  • Established businesses with a good credit rating can apply for a loan at reasonable interest rates.

 

Published in Crowdfunding